"Morgan, Sr. must have turned in his grave in 1940 when the government had its way—J.P. Morgan & Co., the banking entity, was incorporated and transformed to a state-chartered bank. The exclusivity was gone forever with 16,500 shares floated to the...

Crimination, one person believes that another type of person has poor skills, and acts accordingly. On The Weakest Link, Hispanics suffer information-based discrim- ination. Other contestants seem to view the Hispanics as poor play- ers, even when they...

Chapter on the efficient markets hypothesis, including its rationale as well as the evidence for and against it, and a chapter on empirical evidence concerning security returns. The em- pirical evidence chapter in this edition follows the efficient...

"What Is the Loan- to-Value (LTV) Ratio? Loan-to-value ratio is the percentage of the value of the property the lender is willing to lend. For example, if the property is worth $100,000, an 80 percent LTV loan will be for $80,000."

A mortgage broker charges a fee for his or her service but has access to a wide variety of loan programs. He or she also may have knowledge of how to present your loan application to different lenders for approval.